How Exchange Rates Work

VaultSio uses real-time exchange rates to convert foreign currency transactions and account balances into your base currency. Rates update automatically — no manual input needed.

When Rates Update

Exchange rates refresh each time you open the app with an active internet connection. Your converted totals on the Overview and Analytics screens always reflect recent rates.

Historical Transactions

For past transactions, VaultSio stores the converted value at the time you added it. This keeps historical records stable even as exchange rates change over time.

💡 Tip: If a converted balance seems off, check your internet connection — rate updates require connectivity to refresh.